Find out more about the latest announcements for branch closures due to take place in 2025 and 2026 by Lloyds, Halifax, and Royal Bank of Scotland. What do these closures mean to families who rely on these locations for their every day financial transactions and how can they change the way they work.
407 Branch Closures For Halifax, Lloyds, and Bank of Scotland by 2026
High street banking is changing again for families and parents across the UK, with 407 Halifax, Lloyds and Bank of Scotland branches scheduled to close by 2026. This change affects thousands of families, especially parents who rely on traditional banking services. Whether it’s paying in cash for kids’ activities, sorting out family finances, or simply chatting face to face with a bank advisor, branch closures can feel like a big inconvenience.
Key points: Halifax, Lloyds, and Bank of Scotland announce 407 branch closures by 2026.
407 bank branches between Halifax, Lloyds and Bank of Scotland are closing by 2026, many with set dates already announced.
Branch closures are spread out over 2025 and 2026, with the largest number coming in September 2025 and January 2025 announcements.
Parents who rely on branch services should consider options like opening an account at a nearby bank branch, even if they keep their current account.
Switching bank accounts could offer cash bonuses, but some loyalty benefits may be lost.
Having physical access to a bank for cash deposits, withdrawals and personal advice can be very useful for families balancing busy lives.
In this article, our team of family finance experts have broken down what these closures mean for parents, when the closures are due to be happening, and several practical tips for parents to handle the transition to online banking. Plus, we’ll look at several alternatives to traditional high-street face-to-face banking that can save you time, money, and stress.
Which Halifax, Lloyds and Bank of Scotland branches are closing, and when?
The closures happen over several waves of announcements spanning 2024 to 2026. Here’s a quick overview of the closures already revealed for each bank:
Date of announcement
Halifax branches
Lloyds branches
Bank of Scotland branches
13 March 2024
5
5
0
27 June 2024
6
21
10
11 and 18 September 2024
78
63
17
2 October 2024
0
9
3
11 December 2024
0
2
0
29 January 2025
61
61
14
26 March 2025
0
1
0
2 July 2025
1
0
0
20 August 2025
0
1
0
24 September 2025
10
26
13
Total
161
189
57
If your family’s local Halifax, Lloyds or Bank of Scotland branch is on the closure list, it’s worth checking the exact date and details on their official websites:
Bank of Scotland closure info is available through their customer support channels.
How will these branch closures affect families and parents?
Many parents may rarely use a bank branch now, relying mostly on online banking, apps, or card payments. But for families with young children, there are still moments when a physical bank branch is vital:
Depositing or withdrawing large amounts of cash for school events, clubs or family outings.
Getting face-to-face advice when setting up loans, mortgages or savings accounts — particularly helpful when juggling finances for the household.
Sorting out account issues in-person to avoid the stress of navigating automated phone systems.
So if your branch is closing, it’s not just about losing a building; it could impact your family’s access to practical banking support.
What should parents do if their local branch is closing?
If the closure affects you, here are some simple steps to take:
Check the closure date: Mark it in your calendar and plan ahead for any necessary banking in person.
Consider opening an account at a nearby branch: This doesn’t mean you need to switch banks completely, but having a local branch account gives you banking access close by.
Take advantage of switching bonuses: If you want to switch your main account to a new bank, there are current offers of up to £200 available here.
Keep your existing account and benefits: Parents who rely on perks like Halifax’s Reward Account (£5 monthly cash back or cinema tickets) or Club Lloyds’ 6.25% saver should weigh up any trade-offs before switching.
Use online banking wisely: The majority of everyday banking can be done online or via apps, freeing up time and avoiding trips to branches with children in tow.
For many families, maintaining at least one account at a bank with a convenient branch nearby is a handy fallback if something goes wrong with online platforms or you need quick in-person help.
Are there alternatives to branch banking for busy parents?
Yes. The good news is digital banking has come on leaps and bounds, helping parents save time and reduce stress:
Mobile and online apps: You can check balances, transfer money, pay bills and even order cash and cheque books from your phone or laptop.
Telephone banking services: Speak to a real person for account queries without visiting a branch.
Post Office banking: Some banks have teamed with the Post Office network, letting you deposit or withdraw cash and make payments close to home.
Digital budgeting tools: Apps connected to your bank account can help manage family expenses and stick to saving goals.
Which high-street bank branches are closing?
Below is our latest and most up to date list of high-street bank branches that are closed or closing, that we know of according to the most recent announcements. If you or your family are impacted by any of these closures then you should contact your bank to discuss alternative options or potential solutions that they might provide to you.
132-133 High Street Gorleston-on-Sea, Great Yarmouth
Gorleston-on-Sea
NR31 6QU
20/01/2025
1 Bancroft, Hitchin
Hitchin
SG5 1JQ
07/40/2025
35 King Street, Thetford
Thetford
IP24 2AX
17/09/2025
3 North Brink, Wisbech
Wisbech
PE13 1JT
22/01/2025
8 The Thoroughfare, Woodbridge
Woodbridge
IP12 1AF
25/06/2025
391-393 Harehills Lane
Leeds
LS9 6AP
08/01/2025
3 North Brink
Wisbech
PE13 1JT
22/01/2025
812 Osmaston Road Allenton
Derby
DE24 9AA
23/01/2025
64-66 Mill Street
Macclesfield
SK11 6NH
28/01/2025
77 Shirley High St Shirley
Southampton
SO15 3TX
28/01/2025
11 Finkle Street
Kendal
LA9 4AG
10/02/2025
1 Claremont Road
Surbiton
KT6 4QS
04/03/2025
20 Market Place
Dewsbury
WF13 1DF
10/03/2025
1 Bancroft
Hitchin
SG5 1JQ
07/04/2025
Exchange Square
Beccles
NR34 9HH
06/05/2025
27 Norwich Street
Fakenham
NR21 9AH
06/05/2025
11 Causeway Lane
Matlock
DE4 3AR
07/05/2025
35 King Street
Thetford
IP24 2AX
13/05/2025
47 Station Road
New Milton
BH25 6HU
13/05/2025
413 Bitterne Road Bitterne
Southampton
SO18 1DA
09/06/2025
52 Town Street Armley
Leeds
LS12 3AE
08/09/2025
185 Baker Street, London
London – Baker Street
NW1 6XB
06/01/2025
60 Sidcup High Street, Sidcup
Sidcup
DA14 6EJ
26/03/2025
1 Claremont Road, Surbiton
Surbiton
KT6 4QS
04/03/2025
18 Monnow Street, Monmouth
Monmouth
NP25 3XH
16/09/2025
24 Bondgate Within, Alnwick
Alnwick
NE66 1TD
15/01/2025
43 Cheapside, Spennymoor
Spennymoor
DL16 6QF
26/06/2025
65 Front Street, Stanley
Stanley
DH9 0SZ
26/06/2025
257 Whitley Road, Whitley Bay
Whitley Bay
NE26 2SY
31/03/2025
11 Finkle Street, Kendal
Kendal
LA9 4AG
10/02/2025
64-66 Mill Street, Macclesfield
Macclesfield
SK11 6NH
28/01/2025
33 Dunraven Street, Tonypandy
Tonypandy
CF40 1AL
30/06/2025
79 High Street, Chesham
Chesham
HP5 1BT
24/02/2025
Woodside High Street, Cranbrook
Cranbrook
TN17 3DJ
11/02/2025
Market Street, Hailsham
Hailsham
BN27 2AE
26/03/2025
47 Station Road, New Milton
New Milton
BH25 6HU
13/05/2025
413 Bitterne Road Bitterne, Southampton
Southampton – Bitterne
SO18 1DA
09/06/2025
77 Shirley High St Shirley, Southampton
Southampton – Shirley
SO15 3TX
07/05/2025
6 Chesterton Place Chester Road, Newquay
Newquay
TR7 2RU
31/03/2025
75 Cheap Street, Sherborne
Sherborne
DT9 3BD
16/01/2025
The Square Stow-on-the-Wold, Cheltenham
Stow-on-the-Wold
GL54 1BJ
17/02/2025
5 High Street, Swindon
Swindon – Old Town
SN1 3EN
03/02/2025
14 Molesworth Street, Wadebridge
Wadebridge
PL27 7DE
01/07/2025
38 High Street
Brecon
LD3 7AR
11/02/2025
18 Monnow Street
Monmouth
NP25 3XH
08/05/2025
Stratford Road, Alcester
Alcester
B49 5AX
25/06/2025
131 Lea Village, Kitts Green
Birmingham – Shard End – Timberley Lane
B33 9SH
27/01/2025
3 Upper Brook Street, Rugeley
Rugeley
WS15 2DP
27/03/2025
12 Swan Street, Warwick
Warwick
CV34 4BJ
24/06/2025
20 Market Place, Dewsbury
Dewsbury
WF13 1DF
10/03/2025
52 Town Street Armley, Leeds
Leeds – Armley
LS12 3AE
08/09/2025
391-393 Harehills Lane, Leeds
Leeds – Harehills
LS9 6AP
08/01/2025
63-67 Newland Avenue, Hull
Hull – Newland
HU5 3BG
14/01/2025
15 Stubbin Lane Firth Park, Sheffield
Sheffield – Firth Park
S5 6QG
26/06/2025
139-141 Barnsley Road South Elmsall, Pontefract
South Elmsall
WF9 2AA
16/01/2025
55 Market Place, Wetherby
Wetherby
LS22 6LN
13/01/2025
June 2024 announcement
Street
Town
Postal Code
Expected Closure Date
Stratford Road
Alcester
B49 5AX
25/06/2025
Compton
Ashbourne
DE6 1DY
24/06/2025
131 Lea Village
Kitts Green
B33 9SH
27/01/2025
87-89 Queensway
Bletchley
MK2 2DW
03/03/2025
43 Waterloo Road
Blyth
NE24 1BW
04/03/2025
79 High Street
Chesham
HP5 1BT
24/02/2025
Woodside High Street
Cranbrook
TN17 3DJ
11/02/2025
132-133 High Street
Gorleston-on-Sea
NR31 6QU
20/01/2025
21 The Square
Kenilworth
CV8 1EE
25/02/2025
The Parade
Liskeard
PL14 6AW
25/02/2025
15 Stubbin Lane
Sheffield
S5 6QG
26/06/2025
43 Cheapside
Spennymoor
DL16 6QF
26/06/2025
1 The Pavement
St Ives
PE27 5AE
24/02/2025
65 Front Street
Stanley
DH9 0SZ
26/06/2025
The Square Stow-on-the-Wold
Stow-on-the-Wold
GL54 1BJ
17/02/2025
5 High Street
Swindon
SN1 3EN
03/02/2025
14 Molesworth Street
Wadebridge
PL27 7DE
17/02/2025
12 Swan Street
Warwick
CV34 4BJ
24/06/2025
8 The Thoroughfare
Woodbridge
IP12 1AF
25/06/2025
72 King Street
Brynmawr
NP23 4XR
18/02/2025
52 Hereford Street
Presteigne
LD8 2AU
03/03/2025
March 2024 announcement
Street
Town
Postal Code
Expected Closure Date
55 Market Place
Wetherby
LS22 6LN
13/01/2025
75 Cheap Street
Sherborne
DT9 3BD
16/01/2025
24 Bondgate Within
Alnwick
NE66 1TD
15/01/2025
63-67 Newland Avenue
Hull
HU5 3BG
14/01/2025
139-141 Barnsley Road
South Elmsall
WF9 2AA
16/01/2025
What are my rights for bank branch closures?
Banking customers have certain rights when it comes to their bank, and the banks themselves have responsibilities towards their customers to make sure that they are treated fairly and have the support that they need. Most banks will have a procedure in place to help support vulnerable customers and they should be able to raise their concerns to them.
Our experts have put together a comprehensive guide to your rights and how to complain if your family is affected by your bank branch is closing. You can follow our step by step guide to ‘How to complain if your bank branch is closing‘ and what compensation you could be entitled to as a customer.
MoneyPeopleOnline.co.uk is an independent family finance service for parents in the United Kingdom. Our content is written by our team of personal finance experts with over 30 years of finance industry expertise. Our mission is to help parents to make the best financial decisions and save them money. The most important thing about MPO is that we're parents ourselves and so we live with the same challenges that you have.
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